by: ARA Content (ARA) – According to American Consumer Credit Counseling, Inc., the average balance on a credit card is $7,000, offering an average interest rate of 18.9 percent. Additional statistics show that the average household has 10 credit cards and, not surprisingly, over half of those households report having trouble paying their minimum [...]

by SCOTT STADLER Things are always changing in the credit card industry. One of the latest and most widespread trends in the business is the increase of fees and the addition of newly created fees. And let’s face it, credit cards are in the business to make profit – just like any business. They’ve found [...]

by Heru Muskita Today, I got complained from a customer about credit card usage. Here’s how it went. My customer went to a restaurant to have dinner with her family. After dinner, she wanted to pay the bill using one of her credit card since the restaurant offer special discount for that certain credit card. [...]

By Daniel Moskel The average American household has over $10,000 dollars in unsecured credit card debt. The average American pays over $1,600 dollars in interest charges every year which comes out to over $130 dollars a month. There are a lot more useful ways to spend this money. There are ways to reduce the amount [...]

One of the most expensive bill that we will have to pay is medical bill. We all pray never have to be hospitalized, no matter for whatever the cause is. Unfortunately, sometimes sickness or accident pay a visit to us just when we are in financial trouble. If you were never hospitalized or have an [...]

By Thomas Baugh When most people think about card credit debt, they probably only consider credit card debt which is actually a mistake in this day in age. You can wrack up debt on cards in a number of different ways. Just think about how many people use store cards, despite the horror stories about [...]

By Wesley Atkins Choosing the right credit card may not occur to some people as a major issue that they need to look into. Instead, those people just find the first deal that appeals to them and apply accordingly. What they do not realize is that they may actually be causing their financial future serious [...]

By John Stevenson When it comes to credit card debt reduction services you can definitely take your fate into your own hands and do not need to invest in some service that will leave you much worse off anyways. With do it yourself debt reduction you just need to keep a few simple steps in [...]